Property Managers Nationwide

1. Do you manage properties that have been determined to be in a flood zone?

2. Do your clients like to save money whenever they can? Do they want the highest rate of return on their investment?

3. Would they like to reduce their flood insurance premiums or eliminate them entirely?

If you have answered yes to any of these... Read On!!

Your client is required to carry flood insurance because it has been determined that at least a portion of the property is located in a SFHA with a 1% annual chance of flooding. The federal government requires flood insurance on properties located in a SFHA unless the flood zone is changed or clarified by FEMA. In at least  60% of the cases we have reviewed the flood zone determination was wrong and flood insurance should not be required.

You have the right to dispute the flood zone determination and have it changed if it is wrong. Be proactive and get informed. It's your clients money you are wasting!!  And it is your clients money you will save each year. 

Not only do flood insurance premiums decrease the annual rate of return on an investment but the fact is that in addition to wasting a considerable amount of money, properties that have a flood zone designation attached to them are harder to sell and do not bring the full potential value when they are sold. This is due to the flood zone designation and the additional cost associated with owning the property.  

We can  help you change this...

Since 1986 the professionals at Flood Zone Specialists, Inc. have successfully represented  property managers with flood zone changes and saved their clients millions of dollars in wasted premiums annually. Our extensive contact network with FEMA and knowledge of the procedures and requirements for a flood zone change enable us to obtain flood zone changes. Because we carefully assemble and review each case we are able to predetermine the outcome of each case we evaluate. Only those cases that receive our pre approval are submitted to FEMA final review and approval. 100% of the pre approved cases we submit to FEMA for a flood zone change are approved by them.

Are you ready to help you clients start saving??

The fist step is to let the Flood Zone Specialists provide you with a free evaluation of the property and the current flood zone. We have determined that over 60% of the flood zones nationwide are incorrect and can be changed.  

Once we have reviewed the case file and have determined if the flood zone on the property can be changed we will contact you with our determination. If we have determined that the property can be removed from the flood zone our next step is to petition FEMA for the flood zone change on your clients behalf. Only those cases that we have pre approved are forwarded to FEMA for final review approval. We maintain a 100% approval rate on the pre approved cases we submit to FEMA. The process takes approximately 4-8 weeks from the date of submission.

Once the final approval is issued by FEMA your client is entitled to a full refund of the flood insurance premium they have paid for the current year as long as the policy is a  NFIP policy. Or if they choose they can obtain a preferred risk policy with the amount of coverage they would like rather than the full amount of their mortgage. When making their decision regarding their flood insurance policy change they should consult with their insurance agent and decide which option is best for them.  Either way they save each year and their rate of return increases. 

The end result is our service may not cost your client anything. Each year forward, your client saves money. Also, as a bonus they have increased the value of their property. You can bet they will pass on your name as a great property manager with a clients best interest at heart!!

What would your client do with the extra $$$


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